Thursday, 3 March 2011
Best ISA interest rates, instant access, fixed rate ISAs 1 year, 2 years, 3 years +
Due to ISA Report currently not being updated, this will hopefully be rectified later this year, I thought I would link directly to the ISA Forum where you can find the best interest rates for instant acces, 1, 2, 3, 4 and 5 year ISAs check it out here: Best Interest Rates for ISA.
hope to have ISA report updates running again as soon as I am settled in a new house.
regards
Gav.
hope to have ISA report updates running again as soon as I am settled in a new house.
regards
Gav.
Saturday, 4 September 2010
isa report updates
hi all I've just had surgery for carpal tunnel syndrome and am in a world of pain, not sure when next updates will be. if after money saving tips try the forum, Saver Scene - UK money saving forum although i'm not doing much on there either.
very sorrry for this situation,
regards
Gav.
very sorrry for this situation,
regards
Gav.
Friday, 6 August 2010
Finding the best instant access tax free savings accounts
This month is almost all the same again, just The AA coming into the top 5, remember if you have any news on ISAs add a post to Saver Scene - UK Money Saving Forum
Finding the best instant access tax free savings accounts:
°This account needs 120 days notice for withdrawals.
**Rate includes fixed bonus, 1.35% gross p.a. until 30 June 2011.
For balances under £1,000 a fixed interest rate of 0.10% gross p.a./AER applies, and you don't qualify for the bonus.
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
Finding the best instant access tax free savings accounts:
| # | Financial Institution | Rate | Term | Transfer in* | Min^ £ |
| 1 | Nationwide: e-ISA. | 2.75% | Instant | YES | 1 |
| 2 | Santander: Direct ISA. | 2.75% | Instant | YES | 9,000 |
| 3 | The AA: Access ISA. | 2.7% | Instant | YES | 500 |
| 4 | First Direct: cash e-ISA. | 2.65% | Instant | YES | 1 |
| 5 | Nationwide: Champion ISA**. | 2.44% | Instant | YES | 1,000** |
| 6 | Newcastle Building Society Reward ISA | 2.75% | Notice° | YES | 500 |
°This account needs 120 days notice for withdrawals.
**Rate includes fixed bonus, 1.35% gross p.a. until 30 June 2011.
For balances under £1,000 a fixed interest rate of 0.10% gross p.a./AER applies, and you don't qualify for the bonus.
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
Labels: Instant Access, Interest Rates, ISA
The best 1 year Tax Free cash ISA bonds
Aldermore have jumped into the top 5 with 2.85% a bit short of Coventry BS at 3.25%
The best 1 year Tax Free cash ISA bonds:
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
The best 1 year Tax Free cash ISA bonds:
| # | Financial Institution | Rate | Term | Transfer in* | Min^ £ |
| 1 | Coventry Building Society: CS 1 Year Fixed Rate ISA (3) 31.05.2011. | 3.25% | 31.05.2011 | NO | £5,100 |
| 2 | Northern Rock: ISA Breaker Issue 2. | 3% | 1 Year | NO | 500 |
| 3 | Aldermore 1 Year Fixed Rate cash ISA. | 2.85% | 1 Year | YES | 1,000 |
| 4 | Mansfield Building Society 1 Year Fixed Rate cash ISA Bond (1st issue). | 2.75% | 1 Year | NO | 500 |
| 5 | Yorkshire Bank: 1 Year Fixed Rate Cash ISA. | 2.5% | 1 Year | YES | 1,000 |
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
Labels: 1 year, fixed rate, Interest Rates, ISA
The best 2 year Tax Free cash ISA bonds
This month we see no difference at all with the 2 year fixed rate tax free cash isa bonds, Coventry BS is still number 1 with an interest rate of 3.5%, Made a little mistake 2 year ISA from Aldemore should have been listed here: Aldermore ISA interest rates with an interest rate of 3.11%.
The best 2 year Tax Free cash ISA bonds:
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
^Minimum needed to get best interest rate.
`you have to invest the full ISA allowance of £5,100 into this fixed term ISA Bond.
The best 2 year Tax Free cash ISA bonds:
| # | Financial Institution | Rate | Term | Transfer in* | Min^ £ |
| 1 | Coventry Building Society CS 2 Year Fixed Rate ISA (9) 31.05.2012` | 3.5% | 2 Years | NO | 5,100 |
| 2 | Lloyds TSB Two Year Fixed Rate Cash ISA | 3.1% | 2 Years | YES | 30,000+ |
| 3 | Halifax Fixed Rate Halifax ISA Saver | 3% | 2 Years | YES | 500 |
| 4 | Kent Reliance Building Society limited edition direct cash ISA - fixed rate to 30 June 2012 | 3% | 2 Years | YES | 100 |
| 5 | Newcastle Building Society Fixed Rate Options Bond (Issue 44) | 2.95% | 2 Years | YES | 500 |
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
^Minimum needed to get best interest rate.
`you have to invest the full ISA allowance of £5,100 into this fixed term ISA Bond.
Labels: 2 years, fixed rate, Interest Rates, ISA
The best 3 year Tax Free cash ISA bonds
This month we see Nationwide drop it's 3 year ISA bond from 4% to 3.75%, Nothern Rock drop from 3.75% to 3.5%. That's all the changes for this month, not a big shake up and sad to see two financial institutions drop their interest rates.
The best 3 year Tax Free cash ISA bonds:
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
^Minimum needed to get best interest rate.
The best 3 year Tax Free cash ISA bonds:
| # | Financial Institution | Rate | Term | Transfer in* | Min^ £ |
| 1 | Nationwide: 3 year Fixed Rate ISA (annual interest) | 3.75% | 3 Years | YES | 1+ |
| 2 | Northern Rock: Fixed Rate Cash ISA issue 135 | 3.5% | 3 Years | YES | 500 |
| 3 | Kent Reliance Building Society: limited edition direct cash ISA - fixed rate to 31 January 2013 | 3.5% | 31/01/13 | YES | 100 |
| 4 | Principality: Three Year Fixed Rate Cash ISA Issue 65 | 3.4% | 3 Years | YES | 1,000 |
| 5 | Halifax 3 years £500+ | 3.35% | 3 Years | YES | 500 |
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
^Minimum needed to get best interest rate.
Labels: 3 years, fixed rate, Interest Rates, ISA
Friday, 2 July 2010
Helping you find the 5 best interest rates on instant access individual savings accounts
Another month with very little has changed with instant access ISAs, if you do have any financial tips feel free to add them on Saver Scene - UK Money saving forum, especially the ISA - Individual Savings Accounts Forum.
Helping you find the 5 best interest rates on instant access individual savings accounts:
°This account needs 120 days notice for withdrawals.
**Rate includes fixed bonus, 1.35% gross p.a. until 30 June 2011.
For balances under £1,000 a fixed interest rate of 0.10% gross p.a./AER applies, and you don't qualify for the bonus.
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
Helping you find the 5 best interest rates on instant access individual savings accounts:
| # | Financial Institution | Rate | Term | Transfer in* | Min^ £ |
| 1 | Nationwide: e-ISA. | 2.75% | Instant | YES | 1 |
| 2 | Santander: Direct ISA. | 2.75% | Instant | YES | 9,000 |
| 3 | First Direct: cash e-ISA. | 2.65% | Instant | YES | 1 |
| 4 | Nationwide: Champion ISA**. | 2.57% | Instant | YES | 1,000** |
| 5 | National Savings and Investments: NS&I Direct ISA. | 2.5% | Instant | YES | 1,000** |
| 6 | Newcastle Building Society Reward ISA | 2.75% | Notice° | YES | 500 |
°This account needs 120 days notice for withdrawals.
**Rate includes fixed bonus, 1.35% gross p.a. until 30 June 2011.
For balances under £1,000 a fixed interest rate of 0.10% gross p.a./AER applies, and you don't qualify for the bonus.
*The account lets you transfer your current ISA in. Read more about ISA transfers: ISA Transfers information.
Labels: Instant Access, Interest Rates, ISA